Your net worth, without the spreadsheet.
See everything you own and owe in one place. Understand your progress, what’s changed and where you’re heading.
Try it with your spreadsheet — see your history before creating an account.

Everything you own and owe, in one place
Bring together your savings, investments, pensions, property and debts.
See your current net worth, how it’s changed and what makes it up.
- No bank connection
- No transaction access
- Takes a few minutes

Already have years of net-worth history?
Bring it with you. Import your spreadsheet and each dated column becomes a snapshot, so your charts start with years of history rather than a single point.
Try it now, no account needed. Your file is read in your browser, and nothing is saved until you choose to keep it.
See your history nowFree. Works with Excel, OpenDocument and CSV files, including downloads from Google Sheets.
net-worth.xlsx
Snapshots in Worthog
- Dec 2022£318,400
- Dec 2023£366,900
- Dec 2024£421,400
- Today£458,120
See how your net worth is changing
Worthog turns each snapshot into a history of your net worth, assets and debts.
Track your progress
See how your net worth has changed over months or years.
See what changed
Understand which accounts and groups moved your overall position.
Look back in time
Open any previous snapshot and see exactly where you were.
Net worth, 31 Aug 2026 (latest)
£331,480
£83,206 (+33.5%)since 31 Aug 2024
Track your wealth. Not every transaction.
Worthog isn’t a budgeting app. You don’t need to categorise spending or maintain another financial admin system.
Every so often, update your account balances and take a new snapshot. Worthog takes care of the history.
- No transactions to categorise.
- No spending rules to maintain.
- No bank accounts to connect.
Add snapshot
Review each figure, then save them together.
Current account
As at 31 August
Emergency fund
As at 31 August
Workplace pension
As at 31 August
See where you could be heading
Explore what your net worth, investments, pension and other accounts could look like based on the progress you’ve already recorded. Compare scenarios rather than relying on a single prediction.
Working towards a milestone?
£250,000. £500,000. £1 million. Worthog estimates when you could reach each one if your recent progress continued, and updates the estimate as your position changes.
Everything you own, less everything you owe.
Net worth by August 2031
£529,310 – £637,104
£197,830 (+59.7%)from now, at the same £ a month
- In 1 year
- £371k–£378k
- In 3 years
- £450k–£491k
- In 5 years
- £529k–£637k
Milestones
At your recent pace
66% of the way there
44% of the way there
33% of the way there
Your financial data stays yours
Worthog never connects to your bank and never sees a transaction. It only knows the figures you choose to type in.
Your data is encrypted in transit and at rest. It is never sold, never shared for advertising, and there are no adverts.
Export everything whenever you want, as a full backup or a CSV you can open in a spreadsheet. Ask, and we’ll delete your account and everything in it. Read the privacy notice
No bank connections.
No transaction access.
No lock-in.

Ditch the spreadsheet, not your history.
Import the history you already have, or start with where you are today. Either way, Worthog keeps the history and does the sums.
Not ready yet? Explore the demo — no account needed.
- No bank connection
- No transaction access
- Export your data any time

